Hypoport Ag (HYPOF) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

gentlemen my name is john paul and welcome to the hyperport se q a results um q1 to q3 in 2025 i'm here together with this lovely gentleman ron slapgower ceo here And together we would like to organize this Q&A session. So you have right now the opportunity to raise your question via at least three different ways. You can put this directly into a chat function or you can raise your hand. This is via these three dotted spots on the right side and then click the blue raise your hand button. So I can give you and hand over the mic to you. But however, at least once again, if you want just to write it down, you can write with just bullet points in the Q&A session and the Q&A chat. And we are very happy to wait until the first question on our queue. Three results for the queue. and in the meantime we have decided to start with the question which i got just a few minutes ago via email so maybe this is a good even it's a little bit complicated one it's a good idea to Start with, it is regarding our JV. So at least the question to Mr. Slapke is, could you please explain if Europace has maybe lost market share because of Deutsche Bank issues? So the German mortgage market volume seems to increase more than the Europace volume this year. If Deutsche Bank is priced and sent out of the market, why the German mortgage market volume continues to increase? who is taking over these Deutsche Bank market shares at least. I'm sorry, I forgot to start the record. Should I summarize it again? Okay, sorry for that. Now we are live, or now record has started, we are already live. So, once again, our first question here in our Q&A result is if maybe Europace has lost market share because of Deutsche Bank, because it looks like the German mortgage market is increasing a little bit faster tha...