Rachel Luber
Vice President of Investor Relations
Replay available
Horace Mann Educators Corporation (NYSE: HMN) Q3 2025 earnings conference call, held 2025-11-05. Replay captured from the company's public earnings webcast.

Vice President of Investor Relations
President and Chief Executive Officer
Executive Vice President and Chief Financial Officer
Analyst, BMO Capital Markets
Analyst, Piper Sandler
Analyst, Raymond James
Watch the replay and follow the connected company analysis, news, and investor updates for Horace Mann Educators Corporation.
WEBVTT 00:00:00.031 -- 00:00:05.557 Good morning and welcome to the Horace Mann Educators Third Quarter 2025 Investor 00:00:05.557 -- 00:00:09.342 Conference Call. All participants will be in listen-only mode. 00:00:09.342 -- 00:00:12.966 Should you need assistance, please signal a conference specialist by pressing the star 00:00:12.966 -- 00:00:15.028 key followed by zero. 00:00:15.028 -- 00:00:19.233 After today's presentation, there will be an opportunity to ask questions. 00:00:19.233 -- 00:00:23.538 To ask a question, you may press star then one on your telephone keypad. 00:00:23.538 -- 00:00:26.502 To withdraw your question, please press star then two. 00:00:26.502 -- 00:00:30.855 Please note this event is being recorded. I would now like to turn the conference over 00:00:30.855 -- 00:00:34.240 to Rachel Luber, Vice President of Investor Relations. 00:00:34.240 -- 00:00:36.681 Please go ahead. 00:00:37.565 -- 00:00:43.052 Thank you. Welcome to Horace Mann's discussion of our third quarter 2025 results. 00:00:43.052 -- 00:00:48.139 Yesterday, we issued our earnings release, investor supplement, and investor presentation. 00:00:48.139 -- 00:00:51.584 Copies are available on the investor's page of our website. 00:00:51.584 -- 00:00:56.681 Our speakers today are Marita Zaraitis, President and Chief Executive Officer, and Ryan 00:00:56.681 -- 00:01:00.685 Grenier, Executive Vice President and Chief Financial Officer. 00:01:00.685 -- 00:01:05.110 Before turning it over to Marita, I want to note that our presentation today includes 00:01:05.110 -- 00:01:09.474 forward-looking statements as defined in the Private Securities Litigation Reform Act 00:01:09.474 -- 00:01:11.176 of 1995. 00:01:11.176 -- 00:01:15.461 The company cautions investors that any forward-looking st...