Horace Mann Educators Corporation (HMN) Q2 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning and welcome to the Horace Mann Educators' Second Quarter 2025 Results Conference Call. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key 10 on your telephone keypad. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then 1 on your telephone keypad. To withdraw your question, please press star then 2. Please note this event is being recorded. I would now like to turn the conference over to Brandon DeWall, Vice President Investor Relations. Please go ahead. Thank you. Welcome to Horace Mann's discussion of our Second Quarter 2025 Results. Yesterday, we issued our earnings release, 10Q, investor supplement, and investor presentation. Copies investors page on our website. Merida Zaraitis, President and Chief Executive Officer, and Ryan Grenier, Executive Vice President and Chief Financial Officer, will give the formal remarks on today's call. We also have Steve McEnany, Executive Vice President and Chief Operating Officer with us for Q&A. Before turning it over to Merida, I want to note that our presentation today includes forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. The company cautions investors that any forward-looking statements include risks and uncertainties and are not guarantees of future performance. These forward-looking statements are based on management's current expectations, and we assume no obligation to update them. Actual results may differ materially due to a variety of factors, which are described in our news release and SEC filings. In our prepared remarks, we use some non-GAAP measures. Reconciliation of these measures to the most comparable...