Hope Bancorp, Inc. (HOPE) Q4 2025 Earnings Call

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WEBVTT 00:00:01.043 -- 00:00:06.248 Good day and welcome to the Hope Bank Corp 2025 fourth quarter 00:00:06.248 -- 00:00:10.852 earnings conference call. All participants will be in listen-only mode. 00:00:10.852 -- 00:00:15.937 Should you need assistance, please signal a conference specialist by pressing star then 00:00:15.937 -- 00:00:21.002 zero on your telephone keypad. After today's presentation, there will be 00:00:21.002 -- 00:00:26.227 an opportunity to ask questions. To ask a question, you may press star then 00:00:26.227 -- 00:00:31.474 one on your telephone keypad. To withdraw your question, Please press star 00:00:31.474 -- 00:00:35.398 then 2. Please note this event is being recorded. 00:00:35.398 -- 00:00:39.563 I would now like to turn the conference over to Maxim Olivan, 00:00:39.563 -- 00:00:44.586 Senior Strategic Finance Manager. Please go ahead. 00:00:44.968 -- 00:00:49.993 Thank you, Drew. Good morning, everyone. And thank you for joining us for the 00:00:49.993 -- 00:00:55.239 whole Bancorp Investor Conference Call for the fourth quarter of 2025. 00:00:55.239 -- 00:01:00.269 As usual, we will be using a slide presentation to accompany our discussion this 00:01:00.269 -- 00:01:06.518 morning, which is available on the presentations page of our investor relations website. 00:01:06.518 -- 00:01:08.841 Beginning on slide two, 00:01:08.841 -- 00:01:12.746 let me start with a brief statement regarding forward-looking remarks. 00:01:12.746 -- 00:01:17.593 The call today contains forward-looking projections regarding the future financial performance 00:01:17.593 -- 00:01:20.698 of the company and future events. 00:01:20.698 -- 00:01:25.004 Forward-looking statements are not guarantees of future performance. 00:01:25.004 -- 00:01:28.270 Actual outcomes a...