Hope Bancorp, Inc. (HOPE) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.117 Good day and welcome to the HOPE Bancorp 2025 Third Quarter Earnings Conference 00:00:05.117 -- 00:00:09.082 Call. All participants will be in listen-only mode. 00:00:09.082 -- 00:00:13.027 Should you need assistance, please signal a conference specialist by pressing the star 00:00:13.027 -- 00:00:15.888 key followed by zero. 00:00:16.831 -- 00:00:20.996 After today's presentation, there will be an opportunity to ask questions. 00:00:20.996 -- 00:00:25.121 To ask a question, you may press star then one on a touch-tone phone. 00:00:25.121 -- 00:00:29.107 To withdraw your question, please press star then two. 00:00:29.107 -- 00:00:34.094 Please note this event is being recorded. I would now like to turn the conference over 00:00:34.094 -- 00:00:38.120 to Maxime Olivan, Strategic Finance Manager. 00:00:38.120 -- 00:00:40.621 Please go ahead. 00:00:41.364 -- 00:00:46.792 Thank you, Bailey. Good morning, everyone, and thank you for joining us 00:00:46.792 -- 00:00:52.758 for the Hope Bancorp Investor Conference Call for the third quarter of 2025. 00:00:52.801 -- 00:00:54.623 As usual, 00:00:54.623 -- 00:00:58.503 we'll be using a slide presentation to accompany our discussion this morning. 00:00:58.503 -- 00:01:04.869 which is available in the Presentations page of our Investor Relations website. 00:01:06.714 -- 00:01:10.740 Beginning on slide two, let me start with a brief statement regarding forward-looking 00:01:10.740 -- 00:01:16.007 remarks. The call today contains forward-looking projections regarding the future financial 00:01:16.007 -- 00:01:20.013 performance of the company and future events. 00:01:20.013 -- 00:01:24.119 Forward-looking statements are not guarantees of future performance. 00:01:24.119 -- 00:01:27.308 Actual out...