Home BancShares, Inc. (HOMB) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.316 Greetings, ladies and gentlemen. Welcome to the Home Bank Shares Incorporated fourth 00:00:04.316 -- 00:00:09.501 quarter 2025 earnings call. Purpose of this call is to discuss the information 00:00:09.501 -- 00:00:15.167 and data provided in the quarterly earnings release issued after the market closed yesterday. 00:00:15.167 -- 00:00:19.712 Company presenters will begin with prepared remarks, then entertain questions. 00:00:19.712 -- 00:00:23.416 Please note that if you would like to ask a question during the question and answer session, 00:00:23.416 -- 00:00:26.579 please press star then one on your touch-tone phone. 00:00:26.579 -- 00:00:30.374 If you decide you want to withdraw your question, please press star then two to remove 00:00:30.374 -- 00:00:34.579 yourself from the list. The company has asked me to remind everyone to refer to their 00:00:34.579 -- 00:00:37.603 cautionary notes regarding forward-looking statements. 00:00:37.603 -- 00:00:44.051 You will find this note on page three of their form 10-K filed with SEC in February 2025. 00:00:44.051 -- 00:00:47.876 At this time, all participants are in listen-only mode, and this conference call is being 00:00:47.876 -- 00:00:49.438 recorded. 00:00:49.438 -- 00:00:54.164 If you need operator assistance during the conference, please press star then zero. 00:00:54.164 -- 00:00:59.948 It is now my pleasure to turn the call over to Donna Townsall, Director of Investor Relations. 00:01:00.680 -- 00:01:04.486 Good afternoon and welcome to our fourth quarter conference call. 00:01:04.486 -- 00:01:09.593 With me for today's discussion is our Chairman John Allison, Stephen Tipton, Chief 00:01:09.593 -- 00:01:15.422 Executive Officer of Centennial Bank, Kevin Hester, President and Ch...