Home BancShares, Inc. (HOMB) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.177 gentlemen welcome to the home bank shares incorporated third quarter 00:00:05.177 -- 00:00:10.243 2025 earnings call the purpose of this call is to discuss 00:00:10.243 -- 00:00:15.289 the information and data provided in the quarterly earnings release issued 00:00:15.289 -- 00:00:20.435 after the market closed yesterday the company presenters will begin 00:00:20.435 -- 00:00:24.459 with prepared remarks and then entertain questions 00:00:24.459 -- 00:00:29.528 please note that if you would like to ask a question during the question and answer session 00:00:29.528 -- 00:00:33.995 please press star, then 1 on a touch phone. 00:00:33.995 -- 00:00:38.322 If you decide you want to withdraw your question, please press star, then 2 to remove 00:00:38.322 -- 00:00:40.646 yourself from the list. 00:00:40.646 -- 00:00:45.915 The company has asked me to remind everyone to refer to their cautionary note regarding 00:00:45.915 -- 00:00:47.998 forward-looking statements. 00:00:47.998 -- 00:00:53.007 You will find this note on page 3 of their Form 10-K, filed with the SEC 00:00:53.007 -- 00:00:56.579 in February 2025. 00:00:56.579 -- 00:01:01.765 At this time, all participants are in a listen-only mode, and this conference is being 00:01:01.765 -- 00:01:03.407 recorded. 00:01:03.407 -- 00:01:09.394 If you need operator assistance during the conference, please press star, then zero. 00:01:09.394 -- 00:01:14.479 It is now my pleasure to turn the call over to Donna Townsend, Director of Investor 00:01:14.479 -- 00:01:16.479 Relations. 00:01:18.224 -- 00:01:22.368 Thank you. Good afternoon, and welcome to our third quarter conference call. 00:01:22.368 -- 00:01:27.427 With me for today's discussion is our Chairman, John Allison, Stephen Tipton, Chie...