Home Bancorp, Inc. (HBCP) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.437 Good morning, ladies and gentlemen, and welcome to the HomeBank Corp's third quarter 00:00:04.437 -- 00:00:10.566 2025 earnings conference call. All participants will be in listen-only mode. 00:00:10.566 -- 00:00:14.632 Should you need assistance, please signal a conference specialist by pressing the star 00:00:14.632 -- 00:00:16.855 key followed by zero. 00:00:16.855 -- 00:00:21.321 After today's presentation, there will be an opportunity to ask questions. 00:00:21.321 -- 00:00:24.406 Please note this call if it's being recorded. 00:00:24.406 -- 00:00:28.411 I would now like to turn the conference over to HomeBank Corp's Chairman, President and 00:00:28.411 -- 00:00:33.938 CEO, Zahn Bordelon, and Chief Financial Officer David Kirtley. 00:00:33.938 -- 00:00:36.759 Please go ahead, Mr. Kirtley. 00:00:37.002 -- 00:00:39.303 Thank you, Constantine. 00:00:39.406 -- 00:00:44.853 Good morning and welcome to HomeBank's third quarter 2025 earnings call. 00:00:44.853 -- 00:00:48.778 Our earnings release and investor presentation are available on our website. 00:00:48.778 -- 00:00:52.804 I'd ask that everyone please refer to the disclaimer regarding forward-looking statements 00:00:52.804 -- 00:00:56.348 in our investor presentation and our SEC filings. 00:00:56.348 -- 00:00:59.431 Now I'll hand it over to John to make a few comments about the quarter. 00:00:59.431 -- 00:01:00.592 John? 00:01:00.592 -- 00:01:05.198 Thanks, David. Good morning, and thank you for joining our earnings call today. 00:01:05.198 -- 00:01:09.884 We appreciate your interest in HomeBank as we discuss our results, expectations for the 00:01:09.884 -- 00:01:13.969 future, and our approach to creating long-term shareholder value. 00:01:13.969 -- 00:01:19.035 Yesterday a...