Hippo Holdings Inc. (HIPO) Q4 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning all, good afternoon all, and welcome to the HIPPO fourth quarter 25 earnings call. My name is Adam and I'll be your operator today. If you'd like to ask a question during the Q&A portion of today's call, you may do so by pressing star followed by one on your telephone keypad. I will now hand the floor to Charles Sebastian to begin. So Charles, please go ahead when you are ready. Thank you, operator. Good morning and thank you for joining HIPPO's fourth quarter 2025 earnings call. Earlier today, HIPPO issued an earnings release announcing its fourth quarter and full year 2025 results and a financial results presentation, which will be webcast during today's call, both of which are available at investors.hippo.com. Leading today's discussion will be HIPPO President and Chief Executive Officer, Greg McCatherin, and Chief Financial Officer, Guy Zeltzer. Following management's prepared remarks, we will open the call for questions. Before we begin, we would like to remind you that our discussion will contain predictions, expectations, forward-looking statements, and other information about our business that are based on management's current expectations as of the date of this presentation. Forward-looking statements include, but are not limited to, HIPAA's expectations or predictions of financial and business performance and conditions and competitive and industry outlook. Forward-looking statements are subject to risks, uncertainties, and other factors that could cause our actual results to differ materially from historical results and or from our forecast, including those set forth in HIPAA's Form 10-K. For more information, please refer to the risks, uncertainties, and other factors discussed in HIPAA's SEC filings, in particular, in the section entitled Ri...