Hippo Holdings Inc. (HIPO) Q4 2026 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:03.895 Good morning all, good afternoon all, and welcome to the HIPPO fourth quarter 25 earnings 00:00:03.895 -- 00:00:07.038 call. My name is Adam and I'll be your operator today. 00:00:07.038 -- 00:00:10.482 If you'd like to ask a question during the Q&A portion of today's call, you may do so 00:00:10.482 -- 00:00:14.025 by pressing star followed by one on your telephone keypad. 00:00:14.025 -- 00:00:16.107 I will now hand the floor to Charles Sebastian to begin. 00:00:16.107 -- 00:00:19.411 So Charles, please go ahead when you are ready. 00:00:19.411 -- 00:00:24.076 Thank you, operator. Good morning and thank you for joining HIPPO's fourth quarter 2025 00:00:24.076 -- 00:00:29.152 earnings call. Earlier today, HIPPO issued an earnings release announcing its fourth 00:00:29.152 -- 00:00:34.399 quarter and full year 2025 results and a financial results presentation, 00:00:34.399 -- 00:00:37.424 which will be webcast during today's call, 00:00:37.424 -- 00:00:41.487 both of which are available at investors.hippo.com. 00:00:42.751 -- 00:00:47.057 Leading today's discussion will be HIPPO President and Chief Executive Officer, Greg 00:00:47.057 -- 00:00:50.783 McCatherin, and Chief Financial Officer, Guy Zeltzer. 00:00:50.783 -- 00:00:55.827 Following management's prepared remarks, we will open the call for questions. 00:00:56.157 -- 00:01:01.446 Before we begin, we would like to remind you that our discussion will contain predictions, 00:01:01.446 -- 00:01:06.434 expectations, forward-looking statements, and other information about our business that 00:01:06.434 -- 00:01:11.243 are based on management's current expectations as of the date of this presentation. 00:01:11.243 -- 00:01:16.091 Forward-looking statements include, but are not limi...