Hippo Holdings Inc. (HIPO) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you, operator. Good morning, and thank you for joining HIPPO's third quarter 2025 earnings call. Earlier today, HIPPO issued an earnings release announcing its third quarter 2025 results and a financial results presentation, which will be webcast during today's call, both of which are available at investors.hippo.com. Leading today's discussion will be HIPPO President and Chief Executive Officer Rick McCatherin and Chief Financial Officer Guy Selzer. Following management's prepared remarks, we'll open the call for questions. Before we begin, we'd like to remind you that our discussion will contain predictions, expectations, forward-looking statements, and other information about our business that are based on management's current expectations as of the date of this presentation. Forward-looking statements include, but are not limited to, HIPAA's expectations or predictions of financial and business performance and conditions and competitive and industry outlook. Forward-looking statements are subject to risks, uncertainties, and other factors that could cause actual results to differ materially from historic results and or our forecast, including set forth in HIPAA's Form 10-Q filed today. For more information, please refer to the risks, uncertainties, and other factors discussed in HIPAA's SEC filings, in particular, in the section entitled Risk Factors in our Form 10-Q. All cautionary statements are applicable to any forward-looking statements and we make whenever they may appear. You should carefully consider the risks and uncertainties and other factors discussed in HIPAA's FCC filings. Do not place undue reliance on forward-looking statements as HIPAA is under no obligation and expressly disclaims any responsibility for updating, offering, or otherwise rev...