HealthEquity, Inc. (HQY) Q4 2026 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Healthequity, Inc..

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.698 Good afternoon, and welcome to the Health Equity Fourth Quarter and Full Year 2026 Earnings 00:00:05.698 -- 00:00:10.504 Conference Call. All participants will be in listen-only mode. 00:00:10.504 -- 00:00:14.910 Should you need assistance, please signal a conference specialist by pressing the star 00:00:14.910 -- 00:00:20.657 key followed by zero. Please note, this event is being recorded. 00:00:20.657 -- 00:00:22.980 I would now like to turn the conference over to Richard Putnam. 00:00:22.980 -- 00:00:24.923 Please go ahead. 00:00:24.923 -- 00:00:29.765 Thank you, Gary. Hello, everyone. Thank you for joining us this afternoon. 00:00:29.765 -- 00:00:33.769 This is HealthEquity's fourth quarter fiscal 2026 earnings conference call. 00:00:33.769 -- 00:00:37.813 My name is Richard Putnam. I do investor relations for HealthEquity. 00:00:37.813 -- 00:00:41.136 Joining me today are Scott Cutler, President and CEO, Dr. 00:00:41.136 -- 00:00:46.080 Steve Nieleman, Vice Chair and Founder of the company, and James Lucania, Executive Vice 00:00:46.080 -- 00:00:48.703 President and CFO. 00:00:48.703 -- 00:00:53.547 Before I turn the call over to Scott for our prepared remarks, we note that the press 00:00:53.547 -- 00:00:58.732 release announcing our fourth quarter financial results was issued after the market closed 00:00:58.732 -- 00:01:00.427 this afternoon. 00:01:00.427 -- 00:01:05.192 and that it includes certain non-GAAP financial measures that we will reference here 00:01:05.192 -- 00:01:06.713 today. 00:01:06.713 -- 00:01:11.738 You can find a copy of today's press release, including reconciliations of these 00:01:11.738 -- 00:01:17.344 non-GAAP measures with comparable GAAP measures, on our industrial relations website, 00:01:17.344 ...