HealthEquity, Inc. (HQY) Q2 2027 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day and welcome to the Health Equity Second Quarter 2027 Earnings Conference Call. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing the start key followed by zero. Please note that today's event is being recorded. I'd now like to turn the conference over to Richard Putnam with Investor Relations. Please go ahead, sir. Thank you, Rocco. Good morning, everyone. Thank you for joining us for Health Equity Second Quarter Fiscal 2027 Earnings Conference Call. As Rocco said, my name is Richard Putnam. I do investor relations for Health Equity. Joining me today are Scott Cutler, President and CEO, Dr. Steve Neeleman, Vice Chair and Founder of the company, and James Lucania, Executive Vice President and CFO. A press release announcing our second quarter financial results was issued earlier this morning and includes certain non-GAAP financial measures that we will reference. You can find a copy of today's press release, including reconciliations of these non-GAAP measures with comparable GAAP measures, on our investor relations website, which is ir.healthequity.com. Our comments and responses to your questions reflect management's view as of today, August 27, 2026, and will contain forward-looking statements as defined by the SEC, including predictions, expectations, estimates, or other information that might be considered forward-looking. There are many important factors relating to our business which could affect our results. These forward-looking statements are subject to risk and uncertainties that may cause our actual results to differ materially from statements made here today. We caution against placing undue reliance on these forward-looking statements and we also encourage you to review th...