Glacier Bancorp, Inc. (GBCI) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.576 Good day and thank you for standing by. Welcome to the Glacier Bancorp Fourth Quarter 00:00:05.576 -- 00:00:11.402 Earnings Conference Call. At this time, all participants are in a listen-only mode. 00:00:11.402 -- 00:00:15.446 After the speaker's presentation, there will be a question and answer session. 00:00:15.446 -- 00:00:20.590 To ask a question during the session, you will need to press star 11 on your telephone. 00:00:20.590 -- 00:00:25.535 You will then hear an automated message advising your hand is raised. 00:00:25.535 -- 00:00:29.242 To withdraw your question, please press star 11 again. 00:00:29.242 -- 00:00:33.146 Please be advised that today's conference is being recorded. 00:00:33.146 -- 00:00:38.332 I would now like to hand the conference over to your speaker today, Randy Chesler, 00:00:38.332 -- 00:00:44.577 President and CEO of Glacier Bancorp. Please go ahead. 00:00:45.340 -- 00:00:47.862 Good morning and thank you for joining us today. 00:00:47.862 -- 00:00:52.988 With me here in Kalispell is Ron Cofer, our Chief Financial Officer, Tom Dolan, 00:00:52.988 -- 00:00:58.138 our Chief Credit Administrator, Angela Dosey, our Chief Accounting Officer, and 00:00:58.138 -- 00:01:03.465 Byron Pollan, our treasurer. I'd like to point out that the discussion today is subject 00:01:03.465 -- 00:01:08.551 to the same forward-looking considerations outlined on page 14 of our press 00:01:08.551 -- 00:01:11.414 release, and we encourage you to review this section. 00:01:11.414 -- 00:01:13.414 2025 00:01:14.658 -- 00:01:17.942 was a transformative year for Glacier Bancorp. 00:01:17.942 -- 00:01:23.068 We successfully closed two strategic acquisitions, Bank of Idaho in April 00:01:23.068 -- 00:01:28.301 and Guaranty Bank and Tru...