Glacier Bancorp, Inc. (GBCI) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.059 Good day and thank you for standing by. Welcome to the Glacier Bancorp Second 00:00:05.059 -- 00:00:10.747 Quarter 2025 Earnings Conference Call. At this time, all participants 00:00:10.747 -- 00:00:15.314 are in a listen-only mode. After the speaker's presentation, there will be a question 00:00:15.314 -- 00:00:19.982 and answer session. To ask a question during the session, you will need to press star 00:00:19.982 -- 00:00:25.009 1 1 on your telephone. You will then hear an automated message advising 00:00:25.009 -- 00:00:27.052 your hand is raised. 00:00:27.052 -- 00:00:32.227 To withdraw your question, please press star 11 again. 00:00:32.227 -- 00:00:36.372 Please be advised that today's conference is being recorded. 00:00:36.372 -- 00:00:41.337 I would now like to hand the conference over to your speaker today, Randy Chesler, President 00:00:41.337 -- 00:00:45.579 and CEO of Glacier Bancorp. Please go ahead. 00:00:45.942 -- 00:00:48.525 Good morning and thank you for joining us today. 00:00:48.525 -- 00:00:53.851 With me here in Kalispell is Ron Cofer, our Chief Financial Officer, Tom Dolan, 00:00:53.851 -- 00:00:56.613 our Chief Credit Administrator, 00:00:56.613 -- 00:01:02.602 Angela Dosey, our Chief Accounting Officer, and Byron Pollan, our Treasurer. 00:01:02.602 -- 00:01:07.029 I'd like to point out that the discussion today is subject to the same forward-looking 00:01:07.029 -- 00:01:08.631 considerations 00:01:08.631 -- 00:01:13.779 outlined starting on page 13 of our press release, and we encourage you to 00:01:13.779 -- 00:01:16.360 review this section. 00:01:17.164 -- 00:01:22.593 We delivered an excellent quarter, continuing our momentum with higher loan yields, 00:01:22.593 -- 00:01:28.056 lower deposit costs, in...