First Hawaiian, Inc. (FHB) Q3 2025 Earnings Call

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WEBVTT 00:00:00.453 -- 00:00:04.058 Thank you for standing by, and welcome to the first Hawaiian Inc. 00:00:04.058 -- 00:00:07.583 Third Quarter 2025 Earnings Conference Call. 00:00:07.583 -- 00:00:10.708 At this time, all participants are in listen-only mode. 00:00:10.708 -- 00:00:14.033 After the speaker's presentation, there will be a question and answer session. 00:00:14.033 -- 00:00:18.492 To ask a question during this session, you'll need to press star 11 on your telephone. 00:00:18.492 -- 00:00:21.975 If your question has been answered and you'd like to remove yourself from the queue, 00:00:21.975 -- 00:00:27.380 simply press star 11 again. As a reminder, today's program is being recorded. 00:00:27.380 -- 00:00:32.025 And now I'd like to introduce your host for today's program, Kevin Haseyama, Investor 00:00:32.025 -- 00:00:35.088 Relations Manager. Please go ahead, sir. 00:00:35.088 -- 00:00:39.372 Thank you, Jonathan. And thank you, everyone, for joining us as we review our financial 00:00:39.372 -- 00:00:42.275 results for the third quarter of 2025. 00:00:42.275 -- 00:00:47.467 With me today are Bob Harrison, Chairman, President, and CEO, Jamie Moses, 00:00:47.467 -- 00:00:50.951 CFO, and Lee Nakamura, Chief Risk Officer. 00:00:50.951 -- 00:00:54.915 We have prepared a slide presentation that we'll refer to in our remarks today. 00:00:54.915 -- 00:00:59.639 The presentation is available for downloading and viewing on our website at FHB.com in 00:00:59.639 -- 00:01:02.362 the investor relations section. 00:01:02.362 -- 00:01:06.967 During today's call, we will be making forward-looking statements, so please refer to 00:01:06.967 -- 00:01:11.131 our slide one for our safe harbor statement. 00:01:11.131 -- 00:01:14.399 We may also discuss certain non-GAAP fina...