First Bank (FRBA) Q1 2026 Earnings Call

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.537 Thank you for standing by. My name is Kate and I will be your conference operator today. 00:00:04.537 -- 00:00:09.764 At this time, I would like to welcome everyone to the first bank earnings 00:00:09.764 -- 00:00:13.209 conference call first quarter 2026. 00:00:13.209 -- 00:00:16.814 All lights have been placed on mute to prevent any background noise. 00:00:16.814 -- 00:00:20.018 After the speaker's remarks, there will be a question and answer session. 00:00:20.018 -- 00:00:24.824 If you would like to ask a question during this time, simply press star followed by the 00:00:24.824 -- 00:00:29.272 number one on your telephone keypad. If you would like to withdraw your question, press 00:00:29.272 -- 00:00:34.838 star 1 again. Thank you. I would now like to turn the call over to Patrick Ryan, President 00:00:34.838 -- 00:00:38.260 and CEO. Please go ahead. 00:00:38.563 -- 00:00:44.049 Thank you. I'd like to welcome everyone today to First Bank's first quarter 2026 earnings 00:00:44.049 -- 00:00:49.055 call. I'm joined by Andrew Hitchman, our CFO, Darlene Gillespie, our Chief 00:00:49.055 -- 00:00:53.861 Retail Banking Officer, and Peter Cahill, our Chief Lending Officer. 00:00:53.861 -- 00:00:58.725 Before we begin, Andrew will read the Safe Harbor Statement. 00:00:59.093 -- 00:01:03.177 The following discussion may contain forward-looking statements concerning the financial 00:01:03.177 -- 00:01:07.261 condition, results of operations, and business of First Bank. 00:01:07.261 -- 00:01:11.305 We caution that such statements are subject to a number of uncertainties, and actual 00:01:11.305 -- 00:01:15.730 results could differ materially. And therefore, you should not place undue reliance on 00:01:15.730 -- 00:01:20.114 any forward-loo...