First Bank (FRBA) Q1 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:03.955 Thank you for standing by. My name is Angela and I'll be your conference operator today. 00:00:03.955 -- 00:00:09.140 At this time, I would like to welcome everyone to First Bank Earnings Conference Call, 00:00:09.140 -- 00:00:11.502 First Quarter 2025. 00:00:11.502 -- 00:00:15.006 All lines have been placed on you to prevent any background noise. 00:00:15.006 -- 00:00:19.010 After the speaker's remarks, there will be a question and answer session if you will 00:00:19.010 -- 00:00:23.594 write back the question during this time. Simply press star followed by the number 1 00:00:23.594 -- 00:00:27.938 on your telephone keypad. If you would like to withdraw your question, press star 1 again. 00:00:27.938 -- 00:00:31.016 Thank you. I would now like to turn the call over to Mr. 00:00:31.016 -- 00:00:35.559 Patrick Ryan, President and CEO. You may begin. 00:00:35.621 -- 00:00:41.108 Thank you. I'd like to welcome everyone today to First Bank's first quarter 2025 earnings 00:00:41.108 -- 00:00:46.274 call. I'm joined by Andrew Hitchman, our Chief Financial Officer, Darlene 00:00:46.274 -- 00:00:51.601 Gillespie, our Chief Resort Banking Officer, and Peter Cahill, our Chief Lending Officer. 00:00:51.601 -- 00:00:56.805 Before we begin, however, Andrew will read the Safe Harbor Statement. 00:00:57.068 -- 00:01:01.513 The following discussion may contain forward-looking statements concerning the financial 00:01:01.513 -- 00:01:05.959 condition, results of operations, and business of first vent. 00:01:05.959 -- 00:01:10.344 We caution that such statements are subject to a number of uncertainties, and actual 00:01:10.344 -- 00:01:15.070 results could differ materially, and therefore you should not place undue reliance on 00:01:15.070 -- 00:01:...