FINSETA PLC (FIN) — Final results for the year ended 31 December 2025

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04311-e245-7933-a25b-4bbb019dd7db Created: 2026-08-27T11:54:53.342Z Duration: 1813.354 Channels: 1 00:00:00.160 -- 00:00:02.320 Good morning, and welcome to the FINSETA PLC 00:00:02.320 -- 00:00:03.600 investor presentation. 00:00:03.600 -- 00:00:05.680 Throughout this quarter presentation, investors will be in 00:00:05.680 -- 00:00:07.839 listen only mode. Questions are encouraged and can 00:00:07.839 -- 00:00:09.280 be submitted at any time via the Q 00:00:09.280 -- 00:00:10.880 and A tab situated on the right hand 00:00:10.880 -- 00:00:12.719 corner of your screen. Just simply type in 00:00:12.719 -- 00:00:15.105 your questions and press send. Before we begin, 00:00:15.105 -- 00:00:17.025 I'd like to make the following poll. And 00:00:17.345 -- 00:00:18.465 I'd like to hand you over to James 00:00:18.465 -- 00:00:21.745 Hickman, CEO. Good morning, sir. Good morning, and 00:00:21.745 -- 00:00:22.545 thank you. 00:00:23.665 -- 00:00:26.145 So this is a presentation on our full 00:00:26.145 -- 00:00:27.985 year results 2025. 00:00:29.320 -- 00:00:29.960 And 00:00:30.840 -- 00:00:32.920 my name is James Hickman, CEO. 00:00:33.160 -- 00:00:35.640 And let me introduce our new 00:00:35.960 -- 00:00:36.840 CFO, 00:00:36.840 -- 00:00:38.280 Andrew Richards. Andrew? 00:00:39.160 -- 00:00:41.080 Yeah. Good morning, all. Pleased to meet you. 00:00:41.595 -- 00:00:43.915 My name is Andrew Richards, group CFO. I 00:00:43.915 -- 00:00:45.835 joined the business in February this year, so 00:00:45.835 -- 00:00:47.595 still fairly new to the business. 00:00:47.995 -- 00:00:49.915 And I'm pleased to be joining James and 00:00:49.915 -- 00:00:52.315 the team at this very exciting time 00:00:52.315 -- 00:00:52.875 for the c...