FINSETA PLC (FIN) — Final results for the year ended 31 December 2024

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a046a8-4fbe-7f72-8f16-e29a0d687e47 Created: 2026-08-28T04:38:48.450Z Duration: 2639.041 Channels: 1 00:00:02.000 -- 00:00:03.919 Good morning, ladies and gentlemen, and welcome to 00:00:03.919 -- 00:00:06.160 the FINSETA PLC investor presentation. 00:00:06.399 -- 00:00:08.800 Throughout this recorded presentation, investors will be in 00:00:08.800 -- 00:00:09.919 listen only mode. 00:00:10.160 -- 00:00:12.080 Questions are encouraged. They can be submitted at 00:00:12.080 -- 00:00:13.519 any time via the Q and A tab 00:00:13.519 -- 00:00:15.280 that's just situated on the right hand corner 00:00:15.280 -- 00:00:17.175 of your screen. Please just simply type in 00:00:17.175 -- 00:00:18.855 your questions and press send. 00:00:19.335 -- 00:00:20.695 The company may not be in a position 00:00:20.695 -- 00:00:22.295 to answer every question it receives during the 00:00:22.295 -- 00:00:24.455 meeting itself. However, the company can review all 00:00:24.455 -- 00:00:26.855 questions submitted today, and we'll publish those responses 00:00:26.855 -- 00:00:28.455 where it's appropriate to do so on the 00:00:28.455 -- 00:00:29.735 Investor Meet company platform. 00:00:30.320 -- 00:00:32.320 Before we begin, as usual, we would just 00:00:32.320 -- 00:00:34.000 like to submit the following poll. And if 00:00:34.000 -- 00:00:35.600 you give that your kind attention, I'm sure 00:00:35.600 -- 00:00:37.680 the company would be most grateful. And I 00:00:37.680 -- 00:00:38.800 would now like to hand you over to 00:00:38.800 -- 00:00:41.520 the executive management team from FINSETA PLC. 00:00:41.520 -- 00:00:42.720 James, good morning, sir. 00:00:43.524 -- 00:00:44.484 Good morning, 00:00:45.045 -- 00:00:46.245 and thank y...