FB Financial Corporation (FBK) Q1 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.738 Good morning and welcome to FB Financial Corporation's 00:00:04.738 -- 00:00:08.884 first quarter 2025 earnings conference call. 00:00:08.884 -- 00:00:13.932 Hosting the call today from FB Financial are Chris Holmes, President and Chief Executive 00:00:13.932 -- 00:00:18.118 Officer, and Michael Mati, Chief Financial Officer. 00:00:18.118 -- 00:00:23.706 Also joining the call for the question and answer session, we have Travis 00:00:23.706 -- 00:00:28.753 Edmondson, Chief Banking Officer. Please note FB Financial's earnings 00:00:28.753 -- 00:00:33.796 release Supplemental financial information and this morning's presentation are 00:00:33.796 -- 00:00:39.103 available on the investor relations page of the company's website at 00:00:39.103 -- 00:00:41.103 www.firstbankonline.com 00:00:43.870 -- 00:00:49.575 and on the Securities and Exchange Commission's website at www.sec.gov. 00:00:50.540 -- 00:00:56.528 Today's call is being recorded and will be available for replay on FB Financial's website 00:00:56.528 -- 00:01:00.038 approximately an hour after the conclusion of the call. 00:01:00.038 -- 00:01:04.342 At this time, all participants have been placed in a listen-only mode. 00:01:04.342 -- 00:01:08.105 The call will be open for questions after the presentation. 00:01:08.105 -- 00:01:13.510 During this presentation, FB Financial may make comments which constitute forward-looking 00:01:13.510 -- 00:01:17.034 statements under the federal securities laws. 00:01:17.034 -- 00:01:22.599 Forward-looking statements are based on management's current expectations and assumptions 00:01:22.599 -- 00:01:27.503 and are subject to risks, uncertainties, and other factors that may cause actual results 00:01:27.503 -- 00:01:32.882 and performance or...