Mike Orcutt
Investor Relations
Replay available
FB Financial Corporation (NYSE: FBK) Q4 2025 earnings conference call, held 2026-01-22. Replay captured from the company's public earnings webcast.

Investor Relations
President and Chief Executive Officer
Chief Financial and Operating Officer
Analyst, Hovde Group (on behalf of Brett Rabaton)
Analyst, Stephens Inc.
Analyst, KBW (for Catherine)
Watch the replay and follow the connected company analysis, news, and investor updates for Fb Financial Corporation.
WEBVTT 00:00:00.031 -- 00:00:04.918 Good morning, everyone, and welcome to the FB Financial Fourth Quarter 2025 Earnings 00:00:04.918 -- 00:00:07.962 Call. Please note, today's event is being recorded. 00:00:07.962 -- 00:00:13.190 This time, I'd like to turn the conference call over to Mike Orcutt with FB 00:00:13.190 -- 00:00:16.332 Financial. Please go ahead. 00:00:16.535 -- 00:00:21.001 Good morning, and welcome to FB Financial Corporation's Fourth Quarter 2025 Earnings 00:00:21.001 -- 00:00:25.448 Conference Call. Hosting the call today from FB Financial are Chris Holmes, President 00:00:25.448 -- 00:00:29.444 and Chief Executive Officer, and Michael Mati, Chief Operating Financial Officer. 00:00:29.444 -- 00:00:33.912 Please note FBE Financial's earnings release and supplemental financial information. 00:00:33.912 -- 00:00:37.522 And this morning's presentation are available on the 00:01:34.447 -- 00:01:38.611 will differ from expectations as contained in FBE Financial's periodic and current reports 00:01:38.611 -- 00:01:43.456 filed with the SEC, including FBE Financial's most recent form, 10-K. 00:01:43.456 -- 00:01:47.561 Except as required by law, FBE Financial disclaims any obligation to update or revise 00:01:47.561 -- 00:01:51.184 any forelooking statements contained in this presentation, whether as a result of new 00:01:51.184 -- 00:01:55.449 information, future events, or otherwise. In addition, these remarks may include certain 00:01:55.449 -- 00:01:59.185 non-GAF financial measures as defined by SEC Regulation G. 00:01:59.185 -- 00:02:03.529 A presentation of the most directly comparable GAAP financial measures and a recommendation 00:02:03.529 -- 00:02:07.753 of non-GAAP measures to comparable GAAP measures is available in FB Financial's earnings 00:...