Bill Brumo
Vice President of Investment Relations
Replay available
Exzeo Group, Inc. (NYSE: XZO) Q4 2025 earnings conference call, held 2026-02-25. Replay captured from the company's public earnings webcast.

Vice President of Investment Relations
Chief Financial Officer
Analyst, Truist Securities
Analyst, William Blair
Analyst, Citizens
Watch the replay and follow the connected company analysis, news, and investor updates for Exzeo Group, Inc..
WEBVTT 00:00:00.031 -- 00:00:05.036 Good afternoon and welcome to XCO's Group's fourth quarter 2025 earnings call. 00:00:05.036 -- 00:00:07.739 My name is Mark and I will be your conference operator. 00:00:07.739 -- 00:00:10.882 At this time, all participants will be in listen-only mode. 00:00:10.882 -- 00:00:14.526 Before we begin today's call, I would like to remind everyone that this conference call 00:00:14.526 -- 00:00:19.270 is being broadcast live via webcast and is available for webcast replay approximately 00:00:19.270 -- 00:00:23.535 four hours after the call through, February 25, 2027, 00:00:23.535 -- 00:00:29.359 on the Investor Relations section of XCO's Group's website at www.xeo.com. 00:00:29.765 -- 00:00:34.151 I would now like to turn the call over to Bill Brumo, Vice President of Investment Relations. 00:00:34.151 -- 00:00:36.853 Bill, please proceed. 00:00:37.356 -- 00:00:42.884 Thank you, and good afternoon. Welcome to Exio Group's fourth quarter 2025 earnings call. 00:00:42.884 -- 00:00:46.570 To access today's webcast, please visit the investor 00:00:46.570 -- 00:00:50.913 information section of our corporate website at www.exio.com. 00:00:51.577 -- 00:00:55.523 Before we begin, I would like to take the opportunity to remind our listeners that today's 00:00:55.523 -- 00:01:00.085 presentation and responses to questions may contain forward-looking statements within 00:01:00.085 -- 00:01:04.652 the meaning of the Private Securities Litigation Reform Act of 1995. 00:01:04.652 -- 00:01:09.860 Words such as anticipate, estimate, expect, intend, plan, and project, 00:01:09.860 -- 00:01:15.969 and other similar words and expressions are intended to signify forward-looking statements. 00:01:15.969 -- 00:01:19.855 Forward-looking statements are not guara...