Exzeo Group, Inc. (XZO) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good afternoon and welcome to XCO's Group's fourth quarter 2025 earnings call. My name is Mark and I will be your conference operator. At this time, all participants will be in listen-only mode. Before we begin today's call, I would like to remind everyone that this conference call is being broadcast live via webcast and is available for webcast replay approximately four hours after the call through, February 25, 2027, on the Investor Relations section of XCO's Group's website at www.xeo.com. I would now like to turn the call over to Bill Brumo, Vice President of Investment Relations. Bill, please proceed. Thank you, and good afternoon. Welcome to Exio Group's fourth quarter 2025 earnings call. To access today's webcast, please visit the investor information section of our corporate website at www.exio.com. Before we begin, I would like to take the opportunity to remind our listeners that today's presentation and responses to questions may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as anticipate, estimate, expect, intend, plan, and project, and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions, but rather are subject to various risks and uncertainties. Some of these risks and uncertainties are identified in the company's filings with the Securities and Exchange Commission. Should any risks or uncertainties develop into actual events, these developments could have material adverse effects on the company's business, financial condition, and results of operation. Exeo Group disclaims all the obligations to update any forward-looking statements. Now, with that, I would like to t...