Exzeo Group, Inc. (XZO) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.716 Good afternoon and welcome to ESO Group's 00:00:04.716 -- 00:00:09.862 first quarter 2026 earnings call. My name is Angela and I will 00:00:09.862 -- 00:00:15.448 be your conference operator. At this time, all participants will be in the listen-only 00:00:15.448 -- 00:00:20.754 mode. Before we begin today's call, I would like to remind everyone 00:00:20.754 -- 00:00:26.040 that this conference is also being broadcast live via webcast and is available 00:00:26.040 -- 00:00:31.804 for webcast replay approximately four hours after the call through May 6, 00:00:31.804 -- 00:00:37.652 2027 on the investor relations section of Exio 00:00:37.652 -- 00:00:41.255 Group's website at www.exio.com. 00:00:43.782 -- 00:00:49.711 I would now like to turn the call over to Bill Brumal, Vice President of Investor Relations. 00:00:49.711 -- 00:00:52.712 Bill, please go ahead. 00:00:53.096 -- 00:00:58.947 Thank you and good afternoon. Welcome to Exxio Group's first quarter 2026 earnings call. 00:00:58.947 -- 00:01:03.513 To access today's webcast, please visit the investor information section of our corporate 00:01:03.513 -- 00:01:06.615 website at www.exxio.com. 00:01:07.298 -- 00:01:11.364 Before we begin, I would like to take the opportunity to remind our listeners that today's 00:01:11.364 -- 00:01:15.790 presentation and responses to questions may contain forward-looking statements within 00:01:15.790 -- 00:01:20.337 the meaning of the Private Securities Litigation Reform Act of 1995. 00:01:20.337 -- 00:01:25.461 Words such as anticipate, estimate, expect, intend, plan, and project and other 00:01:25.461 -- 00:01:30.266 similar words and expressions are intended to signify forward-looking statements. 00:01:30.266 -- 00:01:34.331 Forward-looking s...