Experian plc (EXPN) Q3 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day and thank you for standing by. Welcome to Experience Third Quarter Trading Update webcast and conference call. At this time, all participants are in the listen-only mode. After the speaker's presentation, there will be question and answer session. To ask a question during the session, you will need to press star 1 and 1 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press star 1 and 1 again. Please be advised that today's conference is being recorded. And I'd like to hand the conference over to your first speaker, Mr. Brian Kesson, Chief Executive Officer. Please go ahead, sir. Thanks very much. Hello, everybody, and welcome to our Q3 Trading Update call. I'm here, as usual, with Lloyd, who will take you through the financial performance after my opening remarks. We've delivered another strong performance in Q3, reflecting continued execution against our strategy. Total Q3 revenue growth was 12% at actual rates and 10% at constant currencies, with organic revenue growth of 8%. And this continues the momentum that we saw on the first half and puts us on track against the FY26 guidance that we set out just a few weeks ago. The overall picture is consistent with when we spoke in November. North America continues to perform strongly. And in Brazil, we saw a modest improvement in the quarterly trajectory, as we had expected. Organic revenue growth was 10% in North America, 6% in Latin America, 3% in the UK and I, and 3% in EMEA Asia Pacific. And by segments, B2B organic revenue growth was 7%, with good contributions from both financial services and verticals. Globally, consumer services delivered 10% growth. Turning to the regional highlights, starting with North America, the momentum rem...