Experian plc (EXPN) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day and thank you for standing by. Welcome to the experience half year results for the six months ended 30th September 2025 webcast and conference call. At this time all participants are in listen only mode. After the speaker's presentation there will be the question and answer session. To ask a question during the session you will need to press star 1 1 on your telephone keypad. You will then hear an automated message advising your hand is raised. To withdraw a question please press star 1 1 again. please be advised that this conference is being recorded. I would now like to hand the conference over to our first speaker today, Mr. Brian Cassin, Chief Executive Officer. Please go ahead, sir. Well, thank you very much. Hello, everybody, and welcome to our first half results presentation. I'm joined today by Lloyd, who will run through the financials after my initial overview, and then we'll open it up for Q&A. So we delivered very good first half results at the top end of our FY26 guidance range. and we are on course to meet our medium-term framework objectives. Revenue, margin, cash performance are all strong, supported by significant strategic progress. Just turning to some of the financial highlights, organic revenue growth accelerated from 8% in Q1 to 9% in Q2, averaging 8% for the first half. Including acquisitions, total constant currency revenue growth reached 12% with all acquisitions performing well. North America performance is strong and broad-based, accelerating to 12% organically in Q2, driven by client wins, client expansions, consistently improving lender activity in B2B, and good results in consumer services. FISC conditions in Latin America, particularly Brazil, remain constrained by high interest rates and consumer indebtedness. The growth in H1...