Experian plc (EXPN) Q3 2025 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Experian Plc.

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:03.898 Hello everybody and welcome to our Q3 trading update call. 00:00:03.898 -- 00:00:07.404 I'm here as usual with Lloyd. He'll take you through the trading performance after my 00:00:07.404 -- 00:00:09.865 opening remarks. 00:00:10.129 -- 00:00:14.477 So we saw good momentum in Q3, particularly on an underlying basis. 00:00:14.477 -- 00:00:19.646 Q3 organic revenue growth of 6% was on 8% on an underlying basis, 00:00:19.646 -- 00:00:25.647 adjusting for data breach, which continues the strong trend that we had in Q2. 00:00:25.647 -- 00:00:31.272 Total group revenue growth was 8% at constant currency and 6% at actual rates. 00:00:31.272 -- 00:00:36.817 And our growth rates remain at high single digit despite the still subdued environment 00:00:36.817 -- 00:00:39.858 for unsecured credit activity. 00:00:40.320 -- 00:00:46.085 North America organic revenue growth of 6% was 9% on an ex-speech basis. 00:00:46.085 -- 00:00:50.328 Latin America came in as expected with a solid 8% performance. 00:00:50.328 -- 00:00:55.128 We have 9% growth in EMEA Asia Pacific, which is a very good outcome. 00:00:55.128 -- 00:01:00.475 UKI growth was 1%, and we saw particular strength in consumer. 00:01:00.475 -- 00:01:05.601 By segment, globally, B2B organic revenue growth was 6%, and consumer 00:01:05.601 -- 00:01:11.269 services, where we now reach over 195 million free members, delivered 5% 00:01:11.269 -- 00:01:16.272 growth, rising to 15% X data breach. 00:01:16.856 -- 00:01:20.761 Touching now on the regional Q3 highlights, we've seen steadily improving trends in North 00:01:20.761 -- 00:01:24.642 America, which had a strong underlying Q3. 00:01:24.642 -- 00:01:29.828 Organic revenue growth of six was nine percent, excluding data breach. 00:01:29.828 -...