Enterprise Financial Services Corporation (EFSC) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

earnings conference call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by the number one on your telephone keypad. If you would like to withdraw your question, press star one again. I will now turn the call over to Jim Lally, President and CEO. Please go ahead. Good morning and thank you all very much for joining us for our 2025 third quarter earnings call. Joining me this morning is King Turner, our company's Chief Financial Officer and Chief Operating Officer, and Doug Bauke, our company's Chief Banking Officer. Before we begin, I would like to remind everybody on the call that a copy of the release and accompanying presentation can be found on our website. The presentation and earnings release were furnished on SEC Form 8K yesterday. Please refer to slide two of the presentation titled forward-looking statements and our most recent 10 K and 10 Q for reasons why actual results may vary from any forward-looking statements that we make today. The third quarter was another very solid quarter for our company. As we expected, we saw loan growth return to an annualized level of 6% while deposit growth continued well above this level. This was a continuation of our intentional strategy to lean into our diversified geography and national businesses that allows for our team to focus on the business that fits us the best versus settling for transactional business that achieves certain growth targets. In addition to this, we spent considerable time on the recent closing and systems conversion for the acquisition of 10 branches in Arizona and two in the Kansas City area. As a reminder, this acquisition...