Eagle Bancorp, Inc. (EGBN) Q4 2025 Earnings Call

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WEBVTT 00:00:01.533 -- 00:00:06.759 Good day and thank you for standing by. Welcome to the Eagle and Corp Inc. 00:00:06.759 -- 00:00:11.604 Fourth Quarter and Year End 2025 Earnings Conference Call. 00:00:11.604 -- 00:00:15.589 At this time, all participants are in a listen-only mode. 00:00:15.589 -- 00:00:19.293 After the speaker's presentation, there will be a question and answer session. 00:00:19.293 -- 00:00:24.619 To ask a question during the session, you will need to press star 11 on your telephone. 00:00:24.619 -- 00:00:29.360 You will then hear an automated message advising your hand is raised. 00:00:29.360 -- 00:00:32.665 To withdraw your question, please press star 11 again. 00:00:32.665 -- 00:00:37.111 Please be advised that today's conference is being recorded. 00:00:37.111 -- 00:00:42.018 I would now like to hand the conference over to your speaker today, Eric Newell, Chief 00:00:42.018 -- 00:00:47.924 Financial Officer of Eagle Bancorp, Inc. Please go ahead. 00:00:48.107 -- 00:00:52.073 Good morning. This is Eric Newell, Chief Financial Officer of Eagle Bancorp. 00:00:52.073 -- 00:00:56.259 Before we begin the presentation, I would like to remind everyone that some of the comments 00:00:56.259 -- 00:00:58.857 made during this call are forward-looking statements. 00:00:58.857 -- 00:01:03.482 We cannot make any promises about future performance, and we caution you not to place 00:01:03.482 -- 00:01:05.605 undue reliance 00:01:05.605 -- 00:01:08.067 on these forward-looking statements. 00:01:08.067 -- 00:01:13.073 Our Form 10-K for the fiscal year 2024, Form 10-Qs 00:01:13.073 -- 00:01:18.539 and current reports on Form 8-K, including the earnings presentation slides, identify 00:01:18.539 -- 00:01:23.625 important factors that could cause the company's ac...