Eagle Bancorp, Inc. (EGBN) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.279 day and thank you for standing by. Welcome to the Eagle 00:00:05.279 -- 00:00:07.302 Bank Inc. 00:00:07.302 -- 00:00:09.426 Third Quarter 2025 00:00:09.426 -- 00:00:14.433 Earnings Conference Call. At this time, all participants 00:00:14.433 -- 00:00:18.680 are in listen-only mode. After the speaker's presentation, there will be a question and 00:00:18.680 -- 00:00:23.207 answer session. To ask a question during the session, you'll need to press star 11 on 00:00:23.207 -- 00:00:28.043 your telephone. You will then hear an automated message advising your hand is raised. 00:00:28.043 -- 00:00:31.508 To answer your question, please press star 11 again. 00:00:31.508 -- 00:00:35.173 Please be advised that today's conference is being recorded. 00:00:35.173 -- 00:00:39.419 I would now like to turn the conference over to your speaker for today, Eric Newell, 00:00:39.419 -- 00:00:42.543 Chief Financial Officer of Engel Bank Inc. 00:00:42.543 -- 00:00:45.004 Please go ahead. 00:00:45.407 -- 00:00:49.773 Thank you and good morning. Before we begin the presentation, I'd like to remind everyone 00:00:49.773 -- 00:00:53.575 that some of the comments made during this call are forward-looking statements. 00:00:53.575 -- 00:00:58.282 We cannot make any promises about future performance and caution you not to place undue 00:00:58.282 -- 00:01:01.226 reliance on these forward-looking statements. 00:01:01.226 -- 00:01:06.333 Our Form 10-K for the fiscal year 2024, Form 10-Qs for the 00:01:06.333 -- 00:01:11.580 first and second quarter, and current reports on Form 8-K, including the earnings presentation 00:01:11.580 -- 00:01:16.888 slides, identify important factors that could cause the company's actual results to differ 00:01:16.888 -- 00:01:21.314 ...