Definity Financial Corporation (DFY) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, ladies and gentlemen, and welcome to the DFINITY Financial Corporation third quarter of 2025 financial results conference call and webcast conference call. At this time, all lines are in a listen-only mode. Following the presentation, we will conduct a question and answer session. If at any time during this call you require immediate assistance, please press star zero for the operator. This call is being recorded on Friday, November 7th, 2025. I would now like to turn the call over to Vice President of Investor Relations, Dennis Westphal. Please go ahead. Thank you. Good morning, everyone. Thank you for joining us on the call today. A link to our live webcast and background information for the call is posted on our website at vicinity.com under the Investors tab. As a reminder, the slide presentation contains a disclaimer on forward-looking statements, which also applies to our discussion on the conference call. Joining me on the call today are Rowan Saunders, President and CEO, Philip Mather, EVP and CFO, Paul McDonald, EVP of Personal Insurance and Digital Channels, and Fabian Rickenberger, EVP of Commercial Insurance and Insurance Operations. We'll start with formal remarks from Rowan and Phil, followed by a Q&A session, during which Paul and Fabian will also be available to answer your questions. With that, I will ask Rowan to begin his remarks. Thanks, Dennis, and good morning. Last night, we reported record third quarter results that continue the momentum for DFINITY in what has truly been an exciting year for the company. During the quarter, we made further progress towards the closing of the announced traveler's transaction, including finalizing the required financing via our inaugural $1 billion bond offering. while maintaining our focus on del...