Definity Financial Corporation (DFY) Q1 2026 Earnings Call

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WEBVTT 00:00:01.837 -- 00:00:06.003 Good morning, ladies and gentlemen, and welcome to the Defendity Financial Corporation's 00:00:06.003 -- 00:00:10.509 first quarter of 2026 financial results conference call and webcast. 00:00:10.509 -- 00:00:13.013 At this time, our lines are in a listen-only mode. 00:00:13.013 -- 00:00:16.858 Following the presentation, we will conduct a question-and-answer session. 00:00:16.858 -- 00:00:21.164 If at any time during this call you need assistance, please press start for the operator. 00:00:21.164 -- 00:00:25.090 This call is being recorded on Friday, May 8, 2026. 00:00:25.090 -- 00:00:30.537 I would now like to turn the conference over to Dennis Westphal, VP of Investor Relations. 00:00:30.537 -- 00:00:32.212 Please go ahead. 00:00:32.212 -- 00:00:36.697 Thank you, and good morning, everyone. Thank you for joining us on the call today. 00:00:36.697 -- 00:00:41.462 A link to our live webcast and background information for the call is posted on our website 00:00:41.462 -- 00:00:46.948 at thefinity.com under the Investors tab. As a reminder, the slide presentation 00:00:46.948 -- 00:00:51.113 contains a disclaimer on forward-looking statements, which also applies to our discussion 00:00:51.113 -- 00:00:53.535 on the conference call. 00:00:53.535 -- 00:00:58.521 Joining me on the call today are Roland Saunders, President and CEO, Philip Mather, Chief 00:00:58.521 -- 00:01:03.872 Financial Officer, Fabian Rickenberger, Chief Operating Officer, Paul McDonald, 00:01:03.872 -- 00:01:09.739 EVP of Personal Insurance and Digital Channels, and Obed Rahman, EVP of Commercial Insurance. 00:01:09.739 -- 00:01:14.705 We'll start with formal remarks from Rowan and Phil, followed by a Q&A session, during 00:01:14.705 -- 00:01:19.291 which Fabian, ...