Vinayak Hegde
Chief Executive Officer
Replay available
Credit Acceptance Corporation (CACC) Q4 2025 Earnings Call
Credit Acceptance Corporation (NASDAQ: CACC) Q4 2025 earnings conference call, held 2026-01-29. Replay captured from the company's public earnings webcast.
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Credit Acceptance Investor Relations
Investor Relations
Robert Wildhack
Analyst, Autonomous Research
John Hecht
Analyst, Jefferies
Moshe Arnbuck
Analyst, TD Cowen
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:03.856 Good afternoon and welcome to the Credit Acceptance Corporation earnings call. 00:00:03.856 -- 00:00:08.161 As you read our news release posted on the investor relations section of our website 00:00:08.161 -- 00:00:10.441 at ir.creditacceptance.com, 00:00:10.984 -- 00:00:15.470 and as you listen to this conference call, please recognize that both contain forward-looking 00:00:15.470 -- 00:00:18.654 statements within the meaning of federal securities law. 00:00:18.654 -- 00:00:22.318 These forward-looking statements are subject to a number of risks and uncertainties, 00:00:22.318 -- 00:00:27.164 many of which are beyond our control and which could cause actual results to differ materially 00:00:27.164 -- 00:00:31.162 from such statements. These risks and uncertainties include those spelled out in the 00:00:31.162 -- 00:00:36.568 cautionary statement regarding forward-looking information included in the news release. 00:00:36.568 -- 00:00:41.632 Consider all forward-looking statements in light of those and other risks and uncertainties. 00:00:41.632 -- 00:00:46.577 Additionally, to comply with the SEC's Regulation G, please refer to the Financial Results 00:00:46.577 -- 00:00:51.362 section of our news release, which provides tables showing how non-GAAP measures reconcile 00:00:51.362 -- 00:00:56.167 to GAAP measures. At this time, I'd like to introduce our Chief Executive Officer, Vinayak 00:00:56.167 -- 00:00:58.167 Hegde. 00:00:58.233 -- 00:01:02.437 Good afternoon, everyone. I'm honored to join you today for my first quarterly earnings 00:01:02.437 -- 00:01:07.581 call as CEO. While I have only recently stepped into this role, it has been my privilege 00:01:07.581 -- 00:01:11.824 to serve as Credit Acceptance's board of directors...