Kyle Joseph
Analyst, Stephens
Replay available
Credit Acceptance Corporation (NASDAQ: CACC) Q3 2025 earnings conference call, held 2025-10-30. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.031 -- 00:00:05.078 Good day, everyone, and welcome to the Credit Acceptance Corporation third quarter 00:00:05.078 -- 00:00:10.526 2025 earnings call. A webcast recording and transcript 00:00:10.526 -- 00:00:16.334 of today's earnings call will be made available on Credit Acceptance's website. 00:00:16.334 -- 00:00:20.720 At this time, I would like to turn the call over to Credit Acceptance Chief Financial 00:00:20.720 -- 00:00:22.984 Officer Jay Martin. 00:00:22.984 -- 00:00:27.370 Thank you. Good afternoon, and welcome to the Credit Acceptance Corporation third quarter 00:00:27.370 -- 00:00:32.900 2025 earnings call. As you read our news release posted on the investor relations 00:00:32.900 -- 00:00:36.562 section of our website at ir.creditacceptance.com, 00:00:37.467 -- 00:00:42.174 and as you listen to this conference call, please recognize that both contain forward-looking 00:00:42.174 -- 00:00:45.420 statements within the meaning of federal securities law. 00:00:45.420 -- 00:00:49.546 These forward-looking statements are subject to a number of risks and uncertainties, 00:00:49.546 -- 00:00:54.193 many of which are beyond our control and which could cause actual results to differ materially 00:00:54.193 -- 00:00:58.646 from such statements. These risks and uncertainties include those spelled out in the 00:00:58.646 -- 00:01:03.934 cautionary statement regarding forward-looking information included in the news release. 00:01:03.934 -- 00:01:09.383 Consider all forward-looking statements in light of those and other risks and uncertainties. 00:01:09.383 -- 00:01:14.250 Additionally, I should mention that to comply with the SEC's Regulation G, please refer 00:01:14.250 -- 00:01:18.937 to the Financial Results section of our news release, which prov...