Dimitar Karayevanov
President and CEO
Replay available
Community Financial System, Inc. (NYSE: CBU) Q1 2025 earnings conference call, held 2025-04-29. Replay captured from the company's public earnings webcast.

President and CEO
Chief Financial Officer
Analyst, Piper Sandler
Analyst, Raymond James
Analyst, Raymond James
Longtime Executive (Retiring)
N/A
Analyst, Stevens Inc.
Watch the replay and follow the connected company analysis, news, and investor updates for Community Financial System, Inc..
WEBVTT 00:00:01.347 -- 00:00:04.852 Good day and welcome to the Community Financial System Inc. 00:00:04.852 -- 00:00:08.438 First Quarter 2025 Earnings Conference Call. 00:00:08.438 -- 00:00:11.462 All participants will be in the listen-only mode. 00:00:11.462 -- 00:00:15.488 Should you need assistance, please signal a conference specialist by pressing the star 00:00:15.488 -- 00:00:17.812 key followed by zero. 00:00:17.812 -- 00:00:22.338 After today's presentation, there will be an opportunity to ask questions. 00:00:22.338 -- 00:00:27.406 To ask a question, you may press star then one on your telephone keypad. 00:00:27.406 -- 00:00:31.435 To withdraw your question, please press star then two. 00:00:31.435 -- 00:00:34.779 Please note that this event is being recorded. 00:00:34.779 -- 00:00:40.627 I would now like to turn the conference over to Dimitar Geraevanov, President and CEO. 00:00:40.627 -- 00:00:43.068 Please go ahead. 00:00:43.591 -- 00:00:47.536 Thank you, Sagar. Good morning, everyone, and thank you for joining our first quarter 00:00:47.536 -- 00:00:51.962 earnings call. I would like to start this call by acknowledging Joseph Terrace's upcoming 00:00:51.962 -- 00:00:56.969 retirement in July. Joe joined us through the acquisition of Uber and 00:00:56.969 -- 00:01:00.325 cumulatively has been with our company for 30 years. 00:01:00.325 -- 00:01:04.691 That is quite the accomplishment, and we're very grateful for his contributions. 00:01:04.691 -- 00:01:09.437 Joe's integrity and humility have been a pillar for us over that period, and I also want 00:01:09.437 -- 00:01:14.143 to thank him personally for being a great partner for me in the past four years. 00:01:14.143 -- 00:01:18.008 I'm also very happy that our company's performance allows people to hav...