Dmitry Tarabanov
President and CEO
Replay available
Community Financial System, Inc. (CBU) Q4 2025 Earnings Call
Community Financial System, Inc. (NYSE: CBU) Q4 2025 earnings conference call, held 2026-01-27. Replay captured from the company's public earnings webcast.
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Steve Moth
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David Conrad
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Matthew Bryce
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Manuel Navas
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Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Community Financial System, Inc..
Replay transcript excerpt
WEBVTT 00:00:01.803 -- 00:00:07.649 Good day and welcome to the Community Financial System's fourth quarter 2025 00:00:07.649 -- 00:00:13.035 earnings conference call. Call participants will be in listen-only mode. 00:00:13.035 -- 00:00:17.419 Should you need assistance, please signal a conference specialist by pressing the star 00:00:17.419 -- 00:00:22.525 key followed by zero. After today's presentation, there will be an opportunity 00:00:22.525 -- 00:00:27.610 to ask questions. To ask a question, you may press star then one on a 00:00:27.610 -- 00:00:33.068 touchtone phone. To withdraw your question, please press star and then two. 00:00:33.068 -- 00:00:39.056 Please note that this event is being recorded and discussion may contain forward-looking 00:00:39.056 -- 00:00:44.643 statements within the provisions of the Private Securities Litigation Reform Act of 1995 00:00:44.643 -- 00:00:46.085 that 00:00:46.085 -- 00:00:51.152 are based on current expectations, estimates, and projections about the 00:00:51.152 -- 00:00:56.140 industry, markets, and economic environment in which the company operates. 00:00:56.140 -- 00:01:01.627 These statements involve risks and uncertainties that could cause actual results 00:01:01.627 -- 00:01:05.112 to differ materially from the results discussed. 00:01:05.112 -- 00:01:10.480 Refer to the company's SEC filing, including the risk factor section, 00:01:10.480 -- 00:01:15.586 for more details. Discussion may also include references to certain 00:01:15.586 -- 00:01:20.754 non-GAAP financial measures. Reconciliations of these non-GAAP measures 00:01:20.754 -- 00:01:25.942 to the most directly comparable GAAP measures can be found in the company's 00:01:25.942 -- 00:01:27.804 earnings release. 00:01:27.804 -- 00:01:33.631 I would now l...