Colony Bankcorp, Inc. (CBAN) Q1 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning ladies and gentlemen and welcome to the colony bank first quarter 2095 conference call and this time all lines are in restaurant only mode following the presentation we will conduct a question and answer session if at any time during this call require immediate assistance please dial star zero this call is being recorded on thursday april 24 of 2025 I would now like to turn the conference over to Natalie Collins. Community Insurance Manager, please go ahead. Thanks, Chloe. Before we get started, I would like to go through our standard disclosures. Certain statements we make on this call could be constituted as forward-looking statements within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934. Current and prospective investors are cautioned that any such forward-looking statements are not guaranteed a future performance that involves known and unknown risk and uncertainties. Factors that could cause these differences include, but are not limited to, pandemics, variations of the company's assets, businesses, cash flows, financial condition, prospects, and other results of operations. I would also like to add that during our call today, we will reference both our earnings release and our quarterly investor presentation, both of which were filed yesterday, so please have those available to reference. And with that, I will now turn the call over to our Chief Executive Officer, Keith Stoughton. Thanks, Brantley, and thank you to everyone for joining our first quarter earnings call today. We're really pleased with our first quarter financial results and pleased to see continued improvement in both net interest income and margin. Better than expected loan growth in the first quarter, along with growth in lower-cost transactional ...