Colony Bankcorp, Inc. (CBAN) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.761 Good morning ladies and gentlemen and welcome to the colony bank first quarter 2095 conference 00:00:05.761 -- 00:00:11.190 call and this time all lines are in restaurant only mode following the presentation 00:00:11.190 -- 00:00:16.438 we will conduct a question and answer session if at any time during this call require 00:00:16.438 -- 00:00:21.687 immediate assistance please dial star zero this call is being recorded 00:00:21.687 -- 00:00:25.748 on thursday april 24 of 2025 00:00:25.748 -- 00:00:29.373 I would now like to turn the conference over to Natalie Collins. 00:00:29.373 -- 00:00:33.098 Community Insurance Manager, please go ahead. 00:00:33.098 -- 00:00:38.225 Thanks, Chloe. Before we get started, I would like to go through our standard disclosures. 00:00:38.225 -- 00:00:43.072 Certain statements we make on this call could be constituted as forward-looking statements 00:00:43.072 -- 00:00:48.099 within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 00:00:48.099 -- 00:00:53.526 1934. Current and prospective investors are cautioned that any such forward-looking 00:00:53.526 -- 00:00:58.623 statements are not guaranteed a future performance that involves known and unknown risk 00:00:58.623 -- 00:01:03.049 and uncertainties. Factors that could cause these differences include, but are not limited 00:01:03.049 -- 00:01:08.455 to, pandemics, variations of the company's assets, businesses, cash flows, 00:01:08.455 -- 00:01:12.881 financial condition, prospects, and other results of operations. 00:01:12.881 -- 00:01:16.505 I would also like to add that during our call today, we will reference both our earnings 00:01:16.505 -- 00:01:21.031 release and our quarterly investor presentation, both of which ...