Colony Bankcorp, Inc. (CBAN) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.617 Good morning, ladies and gentlemen, and welcome to the Colony Bank third quarter 2025 00:00:04.617 -- 00:00:08.622 conference call. At this time, all lines are in listen-only mode. 00:00:08.622 -- 00:00:12.507 Following the presentation, we will conduct a question and answer session. 00:00:12.507 -- 00:00:16.172 If at any time during this call you require assistance, 00:00:16.172 -- 00:00:21.479 please press star zero for the operator. This call is being recorded on Thursday, October 00:00:21.479 -- 00:00:27.066 23, 2025. I would now like to turn the conference over to Brantley Collins, Communications 00:00:27.066 -- 00:00:30.148 Manager. Please go ahead. 00:00:30.760 -- 00:00:36.027 Thanks, Joelle. Before we get started, I would like to go through our standard disclosures. 00:00:36.027 -- 00:00:39.772 Certain statements that we make on this call could be constituted as forward-looking 00:00:39.772 -- 00:00:44.918 statements within the meaning of the Securities Act of 1933 and the Securities Exchange 00:00:44.918 -- 00:00:46.621 Act of 1934. 00:00:46.621 -- 00:00:50.686 Current and prospective investors are cautioned that any such forward-looking statements 00:00:50.686 -- 00:00:56.473 are not guarantees of future performance, but involve known and unknown risk and uncertainties. 00:00:56.473 -- 00:01:01.553 Factors that could cause these differences include, but are not limited to, pandemics, 00:01:01.553 -- 00:01:06.738 variations of the company's assets, businesses, cash flows, financial condition, 00:01:06.738 -- 00:01:09.721 prospects, and other results of operations. 00:01:09.721 -- 00:01:13.866 I would also like to add that during our call today, we will reference our third quarter 00:01:13.866 -- 00:01:18.030 earnings relea...