Central Pacific Financial Corp New (CPF) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good afternoon, ladies and gentlemen. Thank you for standing by, and welcome to the Central Pacific Financial Corp. 4th Quarter 2025 Conference Call. During today's presentation, all parties will be in a listen-only mode. Following the presentation, the conference will be open for questions. As a reminder, this call is being recorded and will be available for replay shortly after its completion on the company's website at www.cpbdebt.com. I would like to turn the call over to Mr. J. Roll Drabago, Senior Strategic Financial Officer. Please go ahead. Thank you, John. And thank you all for joining us as we review the financial results of the fourth quarter of 2025 for Central Pacific Financial Corp. With me this morning are Arnold Martinez, Chairman, President, and Chief Executive Officer. David Morimoto, Vice Chairman and Chief Operating Officer. Ralph Misik, Senior Executive, Vice President, and Chief Risk Officer. Dana Matsumoto, Executive Vice President and Chief Financial Officer, and Anna Hu, Executive Vice President and Chief Credit Officer. We have prepared a supplemental slide presentation that provides additional details on our earnings release and is available in the investor relations section of our website at ir.cpb.bank. During the course of today's call, management may make forward-looking statements While we believe these statements are based on reasonable assumptions, they involve risks that may cause actual results to differ materially from those projected. For a complete discussion of the risks related to our forward-looking statements, please refer to slide two of our presentation. And now, I'll turn the call over to our Chairman, President, and CEO, Arnold Martinez. Arnold? Thank you, Gerald, and aloha to everyone joining us today. I want to start b...