Cardlytics, Inc. (CDLX) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.374 the Q3 2025 00:00:02.374 -- 00:00:05.578 Cardlytics, Inc. Earnings Conference Call. 00:00:05.578 -- 00:00:07.941 At this time, all lines are in lesson only mode. 00:00:07.941 -- 00:00:12.307 Following the presentation, we will conduct a question and answer session. 00:00:12.307 -- 00:00:17.333 If at any time during this call you require immediate assistance, please press star zero 00:00:17.333 -- 00:00:21.799 for the operator. This call is being recorded on November 5th, 2025. 00:00:21.799 -- 00:00:25.603 And I would like to turn the conference over to Nick Clinton. 00:00:25.603 -- 00:00:28.525 Thank you. Please go ahead. 00:00:28.921 -- 00:00:34.647 Good evening and welcome to the Cardlytics third quarter 2025 financial results call. 00:00:34.647 -- 00:00:39.553 Before we begin, let me remind everyone that today's discussion will contain forward-looking 00:00:39.553 -- 00:00:45.479 statements based on our current assumptions, expectations, and beliefs, including expectations 00:00:45.479 -- 00:00:49.584 around our future financial performance and results, including for the fourth quarter 00:00:49.584 -- 00:00:55.090 of 2025, the growth of CRP and the launches of new CRP partners, 00:00:55.090 -- 00:01:01.382 our capital structure, increasing our supply in operational and product initiatives. 00:01:01.382 -- 00:01:05.346 For a discussion of the specific risk factors that could cause our actual results to 00:01:05.346 -- 00:01:09.712 differ materially from today's discussion, please refer to the risk factors section of 00:01:09.712 -- 00:01:13.877 our 10-Q for the quarter ended September 30, 2025, 00:01:13.877 -- 00:01:16.940 which has been filed with the SEC. 00:01:16.940 -- 00:01:21.571 Also during our call, we will discuss non-GA...