Cardlytics, Inc. (CDLX) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.719 Good evening, ladies and gentlemen, and welcome to the Cardlytics fourth quarter fiscal 00:00:04.719 -- 00:00:10.128 year 2025 earnings conference call. At this time, all lines are in a listen-only 00:00:10.128 -- 00:00:14.936 mode. Following the presentation, we will conduct a question and answer session. 00:00:14.936 -- 00:00:18.321 This call is being recorded on Wednesday, March 4th, 2026. 00:00:18.321 -- 00:00:23.330 I would now like to turn the conference call over to Nick Linton, Chief 00:00:23.330 -- 00:00:27.622 Legal and Privacy Officer. Please go ahead. 00:00:27.622 -- 00:00:32.670 Good evening and welcome to Cardlytic's fourth quarter and full year 2025 financial 00:00:32.670 -- 00:00:37.879 results call. Before we begin, let me remind everyone that today's discussion will contain 00:00:37.879 -- 00:00:42.787 forward-looking statements based on our current assumptions, expectations, and beliefs, 00:00:42.787 -- 00:00:47.595 including expectations around our future financial performance and results, including 00:00:47.595 -- 00:00:52.463 for the first quarter of 2026, our capital structure, and our operational and product 00:00:52.463 -- 00:00:56.683 initiatives. For a discussion of the specific risk factors that could cause our actual 00:00:56.683 -- 00:01:01.209 results to differ materially from today's discussion, please refer to the risk factors 00:01:01.209 -- 00:01:05.474 section of our 10-K for the year ended December 31st, 2025, 00:01:05.474 -- 00:01:10.761 which has been filed with the SEC. Also during our call, we will discuss non-GAAP measures 00:01:10.761 -- 00:01:15.788 of our performance. GAAP financial reconciliations and supplemental financial information 00:01:15.788 -- 00:01:19.913 are provided in the pr...