Gonzalo Gortazar
Chief Executive Officer
Replay available
Caixabank Sa Unsp/Adr (CAIXY) Q1 2025 Earnings Call
Caixabank Sa Unsp/Adr (OTC: CAIXY) Q1 2025 earnings conference call, held 2025-04-30. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Javier Pano
Chief Financial Officer
Martha Sanchez Romero
Analyst, Citi
Sophie Patterson
Analyst, JP Morgan
Max Mission
Analyst, JB Capital
Francisco Riquel Alantra
Analyst, Alantra
Ignacio Ulargui
Analyst, BNP Paribas
Andrea Filtri
Analyst, Mediobanca
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Caixabank Sa.
Replay transcript excerpt
WEBVTT 00:00:01.195 -- 00:00:05.842 Good morning and welcome to Cashabank Results presentation for the first quarter of 2025. 00:00:05.842 -- 00:00:11.310 We are joined today by our CEO, Gonzalo Gortazar, and our CFO, 00:00:11.310 -- 00:00:16.898 Javier Pano. In terms of logistics, we plan to spend about 30 minutes with the presentation 00:00:16.898 -- 00:00:21.985 and 45 minutes to an hour with the Q&A. The Q&A is live and you should 00:00:21.985 -- 00:00:25.791 have received instructions by email on how to participate. 00:00:25.791 -- 00:00:30.406 Let me end by saying that my team and I will be at your full disposal after the call. 00:00:30.406 -- 00:00:34.232 And without further ado, Gonzalo, the floor is yours. 00:00:34.232 -- 00:00:37.857 Thank you, Marta, and good morning. 00:00:37.857 -- 00:00:40.361 Good morning, everybody. 00:00:40.361 -- 00:00:42.864 Quarter has been much 00:00:42.864 -- 00:00:45.929 stronger than what we expected, I have to say. 00:00:45.929 -- 00:00:49.794 It's a great start for us into this new three-year plan. 00:00:49.794 -- 00:00:55.142 And some of the highlights or the key highlights are here on this slide, activity 00:00:55.142 -- 00:00:59.572 in particular, as you will see through the presentation, is accelerating 00:00:59.572 -- 00:01:02.857 from a fairly good fourth quarter last year. 00:01:02.857 -- 00:01:05.921 The first quarter is confirming that trend. 00:01:05.921 -- 00:01:07.323 Gaining 00:01:07.323 -- 00:01:13.150 clients, a net gain of 340,000, performing loans up 3% after so 00:01:13.150 -- 00:01:19.078 many years of deleveraging. Not yet catching up with nominal GDP, but getting closer. 00:01:19.078 -- 00:01:24.599 Customer funds continue to do very well and our protection business is 00:01:24.599 -- 00:01:27.062 again ...