BHG Group AB (publ) (BHG) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.039 Welcome to BHG Q3 Report 2025. For the first part of the conference 00:00:05.039 -- 00:00:07.963 call, the participants will be in listen-only mode. 00:00:07.963 -- 00:00:12.951 During the questions and answers session, participants are able to ask questions by dialing 00:00:12.951 -- 00:00:18.159 pound key 5 on their telephone keypad. Now I will hand the conference over to CEO 00:00:18.159 -- 00:00:23.064 Gustav Orn and CFO Jesper Flem. Please go ahead. 00:00:25.377 -- 00:00:30.325 Hi and welcome. My name is Gustav Horn, CEO of BSG. 00:00:30.325 -- 00:00:35.292 I'm here together with Jasper Flemme, CFO, to present our Q3 report. 00:00:35.292 -- 00:00:40.420 We will also be available after the presentation to do our best to answer your questions. 00:00:40.420 -- 00:00:43.161 Slide two, please. 00:00:44.193 -- 00:00:47.797 I'm happy to present another strong quarter from BSG. 00:00:47.797 -- 00:00:53.304 Double-digit growth for the first time in a long time and a step up in profitability 00:00:53.304 -- 00:00:58.490 improvement. Really pleased to summarize that we have delivered on what we set 00:00:58.490 -- 00:01:04.076 out to do. We have taken market share in a strengthening market, 00:01:04.076 -- 00:01:08.682 maintained our cost levels, and managed to leverage our fixed cost into profitability 00:01:08.682 -- 00:01:13.336 improvement, continued to improve customer satisfaction, 00:01:13.336 -- 00:01:16.418 Slide three, please. 00:01:17.303 -- 00:01:22.693 For the fourth consecutive quarter, we continue to show organic growth this quarter 00:01:22.693 -- 00:01:27.802 with a significant step up in growth levels, delivering a 13% 00:01:27.802 -- 00:01:32.630 organic growth and a double-digit growth in all three business units. 00:...