Bankinter, S.A. (BKIMF) Q2 2026 Earnings Call

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WEBVTT 00:00:00.051 -- 00:00:03.894 Good morning, and welcome to Banking Does Results presentation for the first half of 00:00:03.894 -- 00:00:05.816 2026. 00:00:05.816 -- 00:00:09.338 Our financial statements were posted with market authorities earlier this morning, and 00:00:09.338 -- 00:00:12.281 all materials can be found on our corporate website. 00:00:12.281 -- 00:00:16.504 Please refer to the disclaimer in the presentation, and please note that this call is 00:00:16.504 -- 00:00:21.787 being recorded. We are joined today by our Chief Executive Officer, 00:00:21.787 -- 00:00:26.589 Gloria Ortiz, and our Chief Financial Officer, Jacobo Diaz. 00:00:26.589 -- 00:00:30.511 Gloria, over to you. Thank you, Lori. 00:00:30.511 -- 00:00:33.152 Before talking about results, 00:00:33.152 -- 00:00:38.875 I wanted to express my sincere congratulations to the Spanish football team for the success 00:00:38.875 -- 00:00:43.845 in the World Cup last week from the whole of Bank Inter team. 00:00:43.845 -- 00:00:49.149 Well, coming back to results, we have delivered another strong quarter 00:00:49.149 -- 00:00:52.491 and excellent results for the first half of the year. 00:00:52.491 -- 00:00:57.475 Profitable growth and disciplined execution once again translated into strong shareholder 00:00:57.475 -- 00:01:03.299 value creation, €605 million of net profit, a roti above 00:01:03.299 -- 00:01:08.363 20%, continued capital generation and 17% increase in shareholder 00:01:08.363 -- 00:01:13.677 value. What is quite encouraging is the quality and consistency of the performance. 00:01:13.677 -- 00:01:16.797 Thank you very much. Thank you very much. 00:01:40.272 -- 00:01:45.415 Total customer volumes increased by 18 billion euros or 8% over last 12 00:01:45.415 -- 00:01:51.017 months....