Bankinter, S.A. (BKIMF) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, and welcome to Banking Does Results presentation for the first half of 2026. Our financial statements were posted with market authorities earlier this morning, and all materials can be found on our corporate website. Please refer to the disclaimer in the presentation, and please note that this call is being recorded. We are joined today by our Chief Executive Officer, Gloria Ortiz, and our Chief Financial Officer, Jacobo Diaz. Gloria, over to you. Thank you, Lori. Before talking about results, I wanted to express my sincere congratulations to the Spanish football team for the success in the World Cup last week from the whole of Bank Inter team. Well, coming back to results, we have delivered another strong quarter and excellent results for the first half of the year. Profitable growth and disciplined execution once again translated into strong shareholder value creation, €605 million of net profit, a roti above 20%, continued capital generation and 17% increase in shareholder value. What is quite encouraging is the quality and consistency of the performance. Thank you very much. Thank you very much. Total customer volumes increased by 18 billion euros or 8% over last 12 months. Customer lending grew by 5% while customer funds increased by 10%, supported by a 2% increase in on-balance sheet retail deposits and an excellent 20% growth in assets under management, reflecting both strong net inflows into our wealth management business and the quality of our customer base. Growth remains well diversified geographically, with Spain providing scale and Portugal and Ireland continuing to grow at double-digit rates. Growing better is not only about volumes. It is also about building a stronger and more diversified revenue base. Transcription by CastingWords While...