Bankinter, S.A. (BKIMF) Q1 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.677 Good morning. This is Laurie Shepherd from the Bankinter Investor Relations Team. 00:00:04.677 -- 00:00:09.002 Thank you all for joining us for this first quarter earnings presentation. 00:00:09.002 -- 00:00:12.907 Financial statements were posted with market authorities earlier this morning, and all 00:00:12.907 -- 00:00:16.371 materials can also be found on our corporate website. 00:00:16.371 -- 00:00:21.798 On the call today, we are joined by Bankinter's Chief Executive Officer, Gloria Ortiz, 00:00:21.798 -- 00:00:25.600 and Chief Financial Officer, Jacobo Diaz. 00:00:25.765 -- 00:00:31.613 Please refer to the disclaimer in the presentation and note that this call is being recorded. 00:00:31.613 -- 00:00:35.179 I will now turn over to Gloria to review highlights for the quarter. 00:00:35.179 -- 00:00:38.624 Jacobo will then talk through the financial results and performance of our business segments 00:00:38.624 -- 00:00:44.149 across the group before handing back to Gloria to close the presentation. 00:00:46.114 -- 00:00:49.340 Thank you, Gloria, and good morning to everyone on the call. 00:00:49.340 -- 00:00:54.646 Bank Inter initiated 2025 with significant commercial activity 00:00:54.646 -- 00:00:58.910 resulting in higher volumes across all its businesses and regions. 00:00:58.910 -- 00:01:03.595 We continue to consolidate a trend of increased profitability and strength through the 00:01:03.595 -- 00:01:08.981 diversification of revenue sources, segments and business products and services. 00:01:08.981 -- 00:01:14.066 This strength in commercial activity is reflected with solid growth of all customer volumes 00:01:14.066 -- 00:01:19.153 increasing 9 percent in total, with our loan book up 5 percent, retail deposits 00:01:19....