Bank7 Corp. (BSVN) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.638 Welcome to the Bank7Corp fourth quarter of the year 2025 earnings call. 00:00:05.638 -- 00:00:09.142 Before we get started, I'd like to highlight the legal information and disclaimer on 00:00:09.142 -- 00:00:12.266 page 27 of the investor presentation. 00:00:12.266 -- 00:00:16.391 For those who do not have access to the presentation, management is going to discuss 00:00:16.391 -- 00:00:20.476 certain topics that contain forward-looking information, which is based on management's 00:00:20.476 -- 00:00:26.153 beliefs as well as assumptions made by and information currently available to management. 00:00:26.153 -- 00:00:29.518 Although management believes that the expectations reflected in such forward-looking 00:00:29.518 -- 00:00:34.104 statements are reasonable, they can give no assurance that such expectations will prove 00:00:34.104 -- 00:00:35.927 to be correct. 00:00:35.927 -- 00:00:40.173 Such statements are subject to certain risks, uncertainties, and assumptions, 00:00:40.173 -- 00:00:44.379 including, among other things, the direct and indirect effect 00:00:44.379 -- 00:00:49.186 of economic conditions on interest rates, credit quality, loan demand, liquidity, and 00:00:49.186 -- 00:00:53.312 monetary and supervisory policies of banking regulators. 00:00:53.312 -- 00:00:57.172 Should one or more of these risks materialize, or should underlying assumptions prove 00:00:57.172 -- 00:01:03.281 incorrect. Actual results may vary materially from those expected. 00:01:03.281 -- 00:01:07.146 Also, please note that this conference call contains references to non-GAAP financial 00:01:07.146 -- 00:01:12.273 measures. You can find reconciliations of these non-GAAP financial measures to GAAP 00:01:12.273 -- 00:01:17.160 financial measur...