Bank7 Corp. (BSVN) Q3 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.098 -- 00:00:04.963 Welcome to the Bank 7 Corp Third Quarter 2025 Earnings Call. 00:00:04.963 -- 00:00:10.009 Before we get started, I'd like to highlight the legal information and disclaimer 00:00:10.009 -- 00:00:13.733 on page 27 of the investor presentation. 00:00:13.733 -- 00:00:18.338 For those who do not have access to the presentation, management is going to discuss 00:00:18.338 -- 00:00:22.842 certain topics that contain forward-looking information which is based on management's 00:00:22.842 -- 00:00:29.587 beliefs, as well as assumptions made by and information currently available to management. 00:00:29.596 -- 00:00:33.662 Although management believes that the expectations reflected in such forward-looking 00:00:33.662 -- 00:00:38.589 statements are reasonable, they can give no assurance that such expectations 00:00:38.589 -- 00:00:41.310 will prove to be correct. 00:00:41.413 -- 00:00:46.420 Such statements are subject to certain risks, uncertainties, and assumptions 00:00:46.420 -- 00:00:51.988 including, among other things, the direct and indirect effect of economic conditions 00:00:51.988 -- 00:00:57.271 on interest rates, credit quality, loan demand, liquidity, 00:00:57.271 -- 00:01:02.757 and monetary and supervisory policies of banking regulators. 00:01:02.840 -- 00:01:08.449 Should one or more of these risks materialize or should underlying assumptions 00:01:08.449 -- 00:01:12.957 prove incorrect, actual results may vary materially from those expected. 00:01:12.957 -- 00:01:14.957 Also, 00:01:15.200 -- 00:01:20.389 please note that this conference call contains references to non-GAAP financial measures. 00:01:20.389 -- 00:01:25.457 You can find reconciliations of these non-GAAP financial measures to gap financial measures 00:01:25.45...