Bank OZK (OZK) Q2 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.337 Good day and thank you for standing by. Welcome to the Bank OZK second quarter 00:00:05.337 -- 00:00:10.342 2025 earnings conference call. At this time, all participants are in 00:00:10.342 -- 00:00:15.508 a listen-only mode. After the speaker's presentation, there will be a question and answer 00:00:15.508 -- 00:00:20.673 session. To ask a question during the session, you will need to press star 11 on your 00:00:20.673 -- 00:00:25.839 telephone. You will then hear an automated message advising your hand is raised. 00:00:25.839 -- 00:00:30.099 To withdraw your questions, please press star 11 again. 00:00:30.099 -- 00:00:33.724 Please be advised that today's conference is being recorded. 00:00:33.724 -- 00:00:39.051 I would now like to hand the conference over to your speaker today, Jay Staley, Managing 00:00:39.051 -- 00:00:43.654 Director of Investor Relations. Please go ahead. 00:00:43.957 -- 00:00:47.982 Good morning. I'm Jay Staley, Managing Director of Investor Relations and Corporate Development 00:00:47.982 -- 00:00:52.828 for BankOZK. Thank you for joining our call this morning and participating in our question 00:00:52.828 -- 00:00:57.491 and answer sessions. In today's Q&A session, we may make forward-looking statements about 00:00:57.491 -- 00:01:01.096 our expectations, estimates, and outlook for the future. 00:01:01.096 -- 00:01:04.901 Please refer to our earnings release, management comments, financial supplement, and 00:01:04.901 -- 00:01:09.708 other public filings for more information on the various factors and risks that may cause 00:01:09.708 -- 00:01:15.136 actual results or outcomes to vary from those projected in or implied by such forward-looking 00:01:15.136 -- 00:01:19.642 statements. Joining me on the call...