Cindy Wolfe
Chief Operating Officer
Replay available
Bank OZK (NASDAQ: OZK) Q1 2026 earnings conference call, held 2026-04-22. Replay captured from the company's public earnings webcast.

Chief Operating Officer
Analyst, Morgan Stanley
Analyst, Brain Capital
Analyst
Analyst, KBW
Analyst, TD Cowen
Chairman and CEO
Managing Director of Investor Relations and Corporate Development
President
Chief Financial Officer
President, Corporate and Institutional Banking
Analyst, Raymond James
Analyst, Piper Sandler
Good day, and thank you for standing by. Welcome to the BankOZK first quarter 2026 earnings conference call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, you will need to press star 11 on your telephone. You will then hear an automated message advising that your hand is raised. To withdraw your question, please press star 11 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker today, Jay Staley, Managing Director of Investor Relations and Corporate Development. Please go ahead. Good morning. I'm Jay Staley, Managing Director of Investor Relations and Corporate Development for Bank OZK. Thank you for joining our call this morning and participating in our question and answer session. In today's Q&A session, we may make forward-looking statements about our expectations, estimates, and outlook for the future. Please refer to our earnings release, management comments, financial supplement, and other public filings for more information on the various factors and risks that may cause actual results or outcomes to vary from those projected in or implied by such forward-looking statements. Joining me on the call to take your questions are George Gleason, Chairman and CEO, Brandon Hamblin, President, Cindy Wolfe, Chief Operating Officer, Tim Hicks, Chief Financial Officer, and Jake Munn, President, Corporate and Institutional Banking. We will now open up the lines for your questions. Let me now ask our operator, Tanya, to remind our listeners how to queue in for questions. Certainly. As a reminder, to ask a question, you will need to press star 1-1 on your telephone an...