Bank of Queensland Limited (BOQ) Q2 2026 Earnings Call

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WEBVTT 00:00:01.280 -- 00:00:05.728 Good morning and welcome to BOQ's financial results presentation for the half year ended 00:00:05.728 -- 00:00:08.472 28th of February, 2026. 00:00:08.472 -- 00:00:12.118 My name is Jessica Smith. I am the General Manager, Investor Relations and Corporate 00:00:12.118 -- 00:00:14.082 Affairs at BOQ. 00:00:14.082 -- 00:00:18.089 On behalf of the management team, I would like to acknowledge the traditional custodians 00:00:18.089 -- 00:00:22.696 of the land we are meeting on today, the Gadigal people of the Eora Nation. 00:00:22.696 -- 00:00:25.512 We pay our respects to elders past and present. 00:00:25.512 -- 00:00:29.719 I'm joined in the room today by BOQ's Managing Director and Chief Executive Officer, 00:00:29.719 -- 00:00:35.127 Rod Finch, and our Chief Financial Officer, Rachel Kelleway, who will present the results. 00:00:35.127 -- 00:00:38.552 We are also joined by BOQ's Executive Team. 00:00:38.552 -- 00:00:41.597 Following the briefing, there will be an opportunity for questions. 00:00:41.597 -- 00:00:44.599 I will now hand over to Rod. 00:00:49.309 -- 00:00:53.947 Thank you, Jess. Good morning, everyone, and thank you for joining us today. 00:00:53.947 -- 00:00:58.971 Our first half 2026 results reflect disciplined execution against our strategy and ongoing 00:00:58.971 -- 00:01:01.633 delivery of the group's transformation. 00:01:01.633 -- 00:01:06.137 Over the half, we've strengthened resilience across the bank and worked to position BOQ 00:01:06.137 -- 00:01:09.860 to deliver more sustainable earnings through the cycle. 00:01:09.860 -- 00:01:14.184 We continue to deliver against the milestones and initiatives we have previously outlined, 00:01:14.184 -- 00:01:19.248 making further progress simplifying the group, stren...