Bank of Queensland Limited (BOQ) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning and welcome to BOQ's financial results presentation for the half year ended 28th of February, 2026. My name is Jessica Smith. I am the General Manager, Investor Relations and Corporate Affairs at BOQ. On behalf of the management team, I would like to acknowledge the traditional custodians of the land we are meeting on today, the Gadigal people of the Eora Nation. We pay our respects to elders past and present. I'm joined in the room today by BOQ's Managing Director and Chief Executive Officer, Rod Finch, and our Chief Financial Officer, Rachel Kelleway, who will present the results. We are also joined by BOQ's Executive Team. Following the briefing, there will be an opportunity for questions. I will now hand over to Rod. Thank you, Jess. Good morning, everyone, and thank you for joining us today. Our first half 2026 results reflect disciplined execution against our strategy and ongoing delivery of the group's transformation. Over the half, we've strengthened resilience across the bank and worked to position BOQ to deliver more sustainable earnings through the cycle. We continue to deliver against the milestones and initiatives we have previously outlined, making further progress simplifying the group, strengthening our operational foundations, advancing our digitisation agenda and reshaping the balance sheet to optimise returns. At the same time, our focus on customers and communities remains central. In an environment that continues to test households and businesses, we provided targeted customer support, invested further in fraud prevention and financial crime capability, and maintained a strong and visible presence in our core markets, particularly Queensland. The operating environment remains complex, with geopolitical uncertainty weighing on consume...