Brie Hidalgo
Chief Risk Officer
Replay available
Bank of N.T. Butterfield & Son Limited (The) (NYSE: NTB) Q4 2025 earnings conference call, held 2026-02-10. Replay captured from the company's public earnings webcast.

Chief Risk Officer
President and Chief Financial Officer
Closing Remarks
Investor Relations
Chairman and Chief Executive Officer
Analyst, Raymond James and Associates
Analyst, KBW
Watch the replay and follow the connected company analysis, news, and investor updates for Bank Of N.t. Butterfield & Son Limited (the) Voting.
WEBVTT 00:00:00.031 -- 00:00:05.619 Good day and welcome to the Butterfield Fourth Quarter 2025 Earnings Conference Call. 00:00:05.619 -- 00:00:07.962 All participants will be in a listen-only mode. 00:00:07.962 -- 00:00:11.487 Should you need assistance, please signal a conference specialist by pressing the star 00:00:11.487 -- 00:00:16.053 key followed by zero. After today's presentation, there will be an opportunity to ask 00:00:16.053 -- 00:00:21.301 questions. To ask a question, you may press star then one on your touchtone phone. 00:00:21.301 -- 00:00:24.846 And to withdraw your question, please press star then two. 00:00:24.846 -- 00:00:28.411 Please note this event is being recorded. I would now like to turn the conference over 00:00:28.411 -- 00:00:31.433 to Noah Fields, Please go ahead. 00:00:31.433 -- 00:00:34.798 Thank you. Good morning, everyone, and thank you for joining us. 00:00:34.798 -- 00:00:39.266 Today, we will be reviewing Butterfield's fourth quarter and full year 2025 financial 00:00:39.266 -- 00:00:43.853 results. On the call, I am joined by Michael Collins, Butterfield's Chairman and Chief 00:00:43.853 -- 00:00:49.402 Executive Officer, Michael Scrum, President and Chief Financial Officer, and Brie Hidalgo, 00:00:49.402 -- 00:00:53.770 Chief Risk Officer. Following their prepared remarks, we will open the call up for a 00:00:53.770 -- 00:00:56.360 question and answer session. 00:00:56.360 -- 00:00:59.823 Yesterday afternoon, we issued a press release announcing our fourth quarter and full 00:00:59.823 -- 00:01:04.928 year 2025 results. The press release and slide presentation that we will refer 00:01:04.928 -- 00:01:08.572 to during our remarks on this call are available on the investor relations section of 00:01:08.572 -- 00:01:11.973 our w...